RSMR

RSMR is an independent company formed in 2004 delivering quality independent research and consulting services working with fund management groups, advisers and platform operators.

The RSMR portfolios can be mapped to match existing risk pro­ ling tools with choice and flexibility being key for the investor and adviser alike. Offering a blend of active and passive strategies, the portfolios are backed by RSMR’s unrivalled experience and track record in supporting UK advisory ­firms.

All of the RSMR managed portfolios are constructed using the same rigorous research process that supports their fund ratings. All of the funds in the model portfolios are selected from the RSMR rated fund list. The Verbatim independent Investment Committee ensures that each model portfolio is set out with a clear mandate to deliver against a proven asset allocation, based on a set risk profile.

The Investment Process

  1. Strategic Asset Allocation (SAA): The SAA, as provided by the Verbatim Investment Committee, is designed to provide a variety of portfolio options with clearly de­fined objectives, ensuring ongoing suitability in line with expectations of risk and performance.
  2. Tactical Asset Allocation: RSMR implements a +/- 3% tactical overlay which allows the portfolio manager to take shorter term overweight or underweight positions. These tactical ‘tilts’ are based on a forward looking view and aim to either avoid assets where it is believed there could be unnecessary risk, or to increase exposure to assets that offer greater opportunity for growth.
  3. Fund Selection Process: Each asset class is populated with funds that have achieved an RSMR rating, providing reassurance that all component parts of each strategy have been rigorously researched.
  4. Portfolio Construction: RSMR then populates each portfolio with selected RSMR rated funds. Having a detailed understanding of each fund and its management team means that funds can be selected and blended to produce optimum diversi­fication.
  5. Portfolio Management: The portfolios are actively managed on an on-going basis which means the portfolio managers can react much faster to any issues that arise that might warrant a change of manager or adjustment to the tactical asset allocation.
  6. Reviews and Oversight: RSMR reviews the portfolios on a quarterly basis, reporting to the Verbatim Investment Committee providing oversight ensuring they continue to not only adhere to their aims and objectives but also meet expectations of risk and performance.

Meet the Manager

Ken Rayner

Ken Rayner

RSMR

Ken Rayner, in his role as Head of Investment Research at Rayner Spencer Mills Research, is the portfolio manager responsible for the Verbatim Managed Model Portfolios. After graduating from Leeds University with a Degree in Economics and Economic History, Ken joined Sun Life which provided an excellent grounding in the life, pension and investment industry. He joined Bradford & Bingley in 1990, where he held a number of product and marketing roles and latterly had responsibility for all financial services product development and pricing. In addition he was Investment Fund Manager for Bradford & Bingley’s PEP and ISA Discretionary Management business where he controlled in excess of £700m of client funds. Ken sits on the Verbatim Investment Committee and numerous other Investment Committees for a number of key advisory clients helping them to deliver their investment strategies.

PLEASE NOTE: While these models are created by RSMR, they are implemented and managed by the Verbatim Discretionary Managers.